Arkansas Insurance Adjuster Practice Exam 2025 - Free Insurance Adjuster Practice Questions and Study Guide

The Control of Property condition in a commercial property policy allows the insured (in this case, Honey's Bakery) to cover the cost of physical damage to their own property caused by an employee. Option A, Legal Action Against the Insurer, would be used if Honey's Bakery wanted to sue their insurer for not providing proper coverage. Option B, Other Insurance, would apply if Honey's Bakery had another insurance policy that could also cover the damage. Option D, Non-Owner Condition, would apply if the damage was caused by a third party who is not an employee of Honey's Bakery.